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Terms of Service This
Uown Leasing Terms of Service (the “Terms”) is between you and Mollie LLC dba
Uown Leasing and its affiliates (“Uown Leasing” or “Uown” or “we” or “us” or
“our”). Please read these terms and conditions carefully. Your use of
uownleasing.com (the “Website”) and your transactions conducted with Uown Leasing
in connection with this Website are subject to these Terms. Clicking onto web
pages beyond the website’s homepage constitutes your acceptance of and
agreement with these Terms, whether or not you complete a transaction with us
and whether or not you complete your transaction on the website or through
other channels, such as by phone, by email, or otherwise. If you do not agree
to the terms, you may not use this website. If
you do not agree with these Terms you should not use this Website and must
leave this Website. You
accept and agree that this Website is provided to you on an as is, as available
basis. These
Terms are subject to change at any time and without notice to you. Permitted Use You
agree that: 1.
Your use of this Website
is subject to and governed by these Terms; 2.
You will only access or
use this Website and transact business with us if you are at least 18 years
old; 3.
You will comply with and
be bound by these Terms as they appear on this Website each time you access and
use this Website; 4.
Each use of this Website
by you indicates and confirms your assent and agreement to be bound by these
Terms; 5.
These Terms are a
legally binding agreement between you and Uown that will be enforceable against
you. You
agree that you will not use or attempt to use this Website for any purpose
other than conducting consumer leasing and finance related business with Uown
as a bona fide client or customer of Uown; you may not use or attempt to use
this Website or any part of this site for any purpose (1) that interferes with
or induces a breach of the contractual relationships between Uown and its
employees; (2) that is any way unlawful or prohibited, or that is harmful or
destructive to anyone or their property; (3) that transmits any advertisements,
solicitations, schemes, spam, flooding, or other unsolicited Email, unsolicited
commercial communications; (4) that transmits any harmful or disabling computer
codes or viruses; that harvests Email addresses from this site; (5) that
transmits unsolicited Email to this site or to anyone whose Email address
included the domain name under on this Website; (6) that interferes with our
network services or attempts to gain unauthorized access to our network
services; (7) that impairs or limits our ability to operate this website or any
other person’s ability to access and use this Website; (8) that uses any
methods, means or devices to click on to this Website or cause a visit to this
Website for the purpose of manipulating the results of any Internet search
engine, or for any other purpose other than conducting consumer leasing and
financing related business with Uown as a bona fide client or customer of Uown;
(9) that unlawfully impersonates or otherwise misrepresents your affiliation
with any person or entity; and/or (10) that dilutes or depreciates the name and
reputation of Uown. Use of Information and Materials The
information and materials contained in these pages and the Terms and
descriptions that appear are for general information purposes only.
Nothing in these pages is intended to constitute legal advice. For legal
advice regarding your particular circumstances, you must retain legal counsel. Unauthorized
use of Uown’ Websites and systems including but not limited to unauthorized
entry into Uown’s systems, misuse of passwords, misuse of any information
posted on a site is strictly prohibited. Not all products and services
are available in all geographic areas. Your eligibility for particular
products and services is subject to final determination by Uown. Copyright and Trademarks Copyright
in the pages and in the screens displaying the pages, and in the information
and material thereon and in their arrangement is owned by Uown unless otherwise
indicated. Our
logo designs are trademarks and service marks of Uown and are used throughout
the United States. Uown also claim rights in certain other trademarks and
service marks contained in these web pages. You
acknowledge and agree that you do not acquire any ownership rights by
downloading or viewing any web page content. You further acknowledge and
agree that you will not in any way copy, reproduce, publish, create derivative
works from, perform, upload, post, distribute, transfer, modify, adapt, reverse
engineer or frame in any other web page, any web page content on these pages. Testimonials You
acknowledge and agree that all testimonials submitted to Uown will become and
remain our exclusive property, even if the provision of these Terms are later
modified or terminated. This means that you irrevocably grant to Uown the
unrestricted right, now and in the future, without notice, compensation or
other obligation to you or any other person, to use your statement, image,
likeness, as they may be used, in any medium, in connection with any
advertisement or for any other publicity purpose. You further agree that
Uown may use any percentage of your testimonial, image, likeness and/or works
in any way that it sees fit and may exclude your name or use a fictitious name
herein. Links This
site may contain links to websites controlled by or offered by third parties
and non-affiliates of Uown. Uown hereby disclaims liability for, any
information, materials, products or services posted or offered at any of the
third-party site, password or other identifying information you may obtain in
connection with your use of this Website. You agree to notify Uown immediately
if you believe your user identification, password or other identifying
information has been lost, stolen or otherwise compromised. You also
acknowledge and agree that you are solely responsible for all damages or claims
that may arise from any access to or use of this Website by any person to whom
you have provided your user identification, password or other identifying
information, or by any person who has obtained such information from you,
including, but not limited to, any access to or use of this Website that may
occur after you have notified us that your user identification, password or
other identifying information has been lost, stolen or otherwise compromised. Applying for a Lease In
making a lease inquiry, application or in entering into any other transaction
or request for information on this Website, you agree to provide, and certify
that you have provided, accurate, true, current and complete information upon
which Uown may rely. If
you provide a payroll card on your application, you agree to and preauthorize a
$1.00 charge for verification of your payroll card. This $1.00 fee shall
be refunded to you after verification. You
authorize Uown to contact any person listed on my application. You
understand that your application is subject to approval by Uown, and that Uown
reserves the right to your application, at its sole discretion, for any lawful
reason. Your Cooperation Needed. Uown generally begins processing your
application (which may include ordering a credit report and other necessary
items) upon the submission of a full and complete application. If you submit an
application, you agree to cooperate in the application process (including
submitting all required documentation in a timely manner) and if needed, to
obtain information Uown may need from third parties such as your bank,
employer, current mortgage company, etc. In addition, you agree to notify Uown
of any changes in any information submitted in connection with your
application. While
Uown will use all of its reasonable efforts to have your application fully
processed on or before any anticipated closing date, some processes are not
under our control. For instance, Uown cannot be responsible for delays in lease
approval due to the untimely receipt of required documentation or any other
matters beyond Uown’s reasonable control. Consumer Reports: You understand that Uown does not obtain
traditional credit reports or scores from Experian, TransUnion or
Equifax. Uown does verify application information through national
databases, including but not limited to, Clarity, DataX, LexisNexis and
FactorTrust. We may report information about your performance under any
rent-to-own agreement to traditional and non-traditional credit reporting
agencies. Late payments, missed payments and defaults may be reported.
This may negatively impact your ability to receive loans or advances from other
companies or to write checks. Telephone Calls and Text
Messages Regarding your Lease. You agree that we may monitor and/or record any of your
phone conversations between you and any of our representatives. By providing us
with your cell or mobile telephone number, you authorize us, our partners,
assignees, and collections agencies to contact you from time to time regarding
your application and lease at that number using artificial or prerecorded
messages, text messages and/or telephone calls using an automatic telephone
dialing system, predictive dialer or any other type of telephone system capable
of placing calls without human intervention. Standard text messaging and/or
calling charges by your communications carrier may apply. You may revoke
your consent to such calls and messages by providing Uown with written notice
of your revocation to: Mollie LLC, 10500 University Center Drive, Suite 140,
Tampa, Florida 33612, or via email to revocationnotice@uownonline.com.
Any revocation of consent will be processed in a reasonable period of time. Privacy and Security We may, in accordance
with our Privacy Policy, collect, process and transmit certain data obtained
from you and about you, whether in the course of accessing this Website, on the
phone with you, or otherwise. By agreeing to these Terms, you agree that
we may use and transmit such data in accordance with our Privacy Policy.
For information on how Uown uses and protects your personal information, please
visit our Privacy Policy. Communications with Uown Leasing Please
DO NOT USE this Website or email to communicate any time-sensitive instructions
that are in any way related to or affect your lease or lease application.
Such instructions may not be honored. All transactions conducted on
this Website or via email must be confirmed by us in writing to be accepted and
binding upon us. Additional Terms Certain
sections or pages on this site may contain separate terms and conditions which
are in addition to these terms and conditions. Additionally, other products or
services offered by Mollie Financial, including those available through this
site, may be subject to terms, conditions and disclaimers in addition to these
Terms and Conditions. You agree that your use of such products and
services will be subject to such additional terms, conditions and disclaimers.
In the event of a conflict, the additional terms and conditions will
govern for those sections or pages or products. Governing Law You
agree that these Terms of Use shall be governed by and construed in accordance
with the laws of the State of Florida, without giving effect to any principles
of conflicts of law. You agree that any action at law or in equity arising out
of or relating to these Terms or the use of this Website shall be filed only in
the state or federal courts located in Hillsborough, Florida, and you hereby
consent and submit to the personal jurisdiction of such courts for the purposes
of litigating any such action. Warranties and Liability UOWN’S
WEBSITE, INCLUDING ALL CONTENT, SOFTWARE, FUNCTIONS, MATERIALS AND INFORMATION
MADE AVAILABLE ON OR ACCESSED THROUGH OUR WEBSITE, IS PROVIDED “AS IS, AS
AVAILABLE”. TO THE FULLEST EXTENT PERMISSIBLE BY LAW, UOWN AND ITS SUBSIDIARIES
AND AFFILIATES MAKE NO REPRESENTATION OR WARRANTIES OF ANY KIND WHATSOEVER FOR
THE CONTENT ON UOWN’S WEBSITE OR THE MATERIALS, INFORMATION AND FUNCTIONS MADE
ACCESSIBLE BY THE SOFTWARE USED ON OR ACCESSED THROUGH UOWN’S WEBSITE, FOR ANY
PRODUCTS OR SERVICES OR HYPERTEXT LINKS TO THIRD PARTIES, OR FOR ANY BREACH OF
SECURITY ASSOCIATED WITH THE TRANSMISSION OF SENSITIVE INFORMATION THROUGH
UOWN’S WEBSITE OR ANY LINKED SITE. FURTHER, UOWN AND ITS AFFILIATES DISCLAIM
ANY EXPRESS OR IMPLIED WARRANTIES, INCLUDING WITHOUT LIMITATION,
NON-INFRINGEMENT, MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE. UOWN
DOES NOT WARRANT THAT THE FUNCTIONS CONTAINED IN UOWN’S WEBSITE OR ANY
MATERIALS OR CONTENT CONTAINED THEREIN WILL BE UNINTERRUPTED OR ERROR FREE,
THAT DEFECTS WILL BE CORRECTED, OR THAT UOWN’S WEBSITE OR THE SERVER THAT MAKES
IT AVAILABLE IS FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. UOWN AND ITS
AFFILIATES SHALL NOT BE LIABLE FOR THE USE OF UOWN’S WEBSITE, INCLUDING,
WITHOUT LIMITATION, THE CONTENT AND ANY ERRORS CONTAINED THEREIN. FURTHER, IN
NO EVENT WILL UOWN BE LIABLE FOR ANY LOSS OF PROFITS, BUSINESS, USE OF DATA OR
FOR INDIRECT, SPECIAL, INCIDENTAL OR CONSEQUENTIAL DAMAGES OF ANY KIND WHETHER
BASED IN CONTRACT, NEGLIGENCE OR OTHER TORT. TO THE FULLEST EXTENT PERMITTED BY
APPLICABLE LAWS, WE ON BEHALF OF OUR EMPLOYEES, AGENTS, SUPPLIERS, AND
CONTRACTORS, DISCLAIM AND EXCLUDE LIABILITY FOR ANY LOSSES AND EXPENSES OF
WHATEVER NATURE AND HOWSOEVER ARISING, INCLUDING WITHOUT LIMITATION ANY DIRECT,
INDIRECT, SPECIAL, PUNITIVE, OR CONSEQUENTIAL DAMAGES, LOSS OF USE, LOSS OF
DATA, LOSS CAUSED BY A VIRUS, LOSS OF INCOME OR PROFIT, LOSS OF OR DAMAGE TO
PROPERTY, CLAIMS OF THIRD PARTIES, OR OTHER LOSSES OF ANY KIND OR CHARACTER,
EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES OR LOSSES,
ARISING OUT OF OR IN CONNECTION WITH THE USE OF THIS WEBSITE OR ANY WEBSITE
WITH WHICH IT IS LINKED. YOU ASSUME TOTAL RESPONSIBILITY FOR ESTABLISHING SUCH
PROCEDURES FOR DATA BACK UP AND VIRUS CHECKING AS YOU CONSIDER NECESSARY. Severability You
agree that if any provision of these Terms shall be found to be unlawful or
void, or for any reason unenforceable, then that provision shall be deemed
severable from the other provisions of these Terms and shall not affect the
validity and enforceability of such other provisions. Governing Law You
agree that this Website and these Terms of Service shall be governed by and
construed in accordance with the laws of the State of Florida, without giving
effect to any principles of conflicts of law. You agree that any action at law
or in equity arising out of or relating to these Terms or the use of this
Website shall be filed only in the state or federal courts located in
Hillsborough, Florida, and you hereby consent and submit to the personal
jurisdiction of such courts for the purposes of litigating any such action. |